Retirement • Spouse & survivor benefits • Overpayments
Whether you are planning retirement, dealing with the loss of a loved one, or trying to understand an SSA notice, start with a conversation about your situation.
Talk through benefit timing, spouse or survivor questions, work and benefits, or an overpayment notice. You do not need to have everything figured out before you call.
$19930 minutes
Choose an expert to see available times in Acuity. Opens in a new tab.
Work through your retirement application with Chanda or Tarajee. This appointment is for retirement filing assistance; use a consultation first for survivor claims or an uncertain situation.
$29960 minutes · Zoom
Choose an expert to see available times in Acuity. Opens in a new tab.
Prefer Dr. Ed? See his private consultation option.
When should I start? How might work affect my benefits? Could my family situation change my options? A consultation can help you understand the questions before you submit an application.
Survivor benefits can be available to eligible family members. We can help you understand what to ask SSA, which information to gather, and what to consider alongside your own retirement benefit.
We can help you understand the notice and the questions to ask about an appeal, a waiver, or repayment options. These are different paths. A consultation does not submit a request or pause a deadline. Read your notice and contact SSA promptly if time is running short.
Keep your Social Security number, account password, and verification codes private. You do not need to send them to ask a general question.
No. You can apply directly through SSA. Our appointments are optional paid help for people who want an individual conversation or help working through a retirement application.
No. Your payment depends on SSA’s rules and your circumstances. The goal is to help you understand the choices that apply to you.
Visit Disability Benefits & Appeals. Overpayment questions can be discussed through either page.
Checked October 25, 2026. Your individual notice and circumstances matter.
Medicare help
Chapter’s licensed advisors can help you compare Medicare Advantage, Medicare Supplement (Medigap), and prescription drug plans. Ask about your doctors, medications, coverage, and costs. Their guidance is free.
Need to sign up for Part A or Part B? Enrollment is handled through Social Security. See Social Security’s Medicare enrollment options. Chapter can help you explore your Medicare coverage choices.
Chapter is a licensed insurance agency and a 24Help partner. We may receive a referral fee. Chapter’s guidance costs you nothing; insurance premiums and other coverage costs may apply. 24Help is not an insurance agency. Neither 24Help nor Chapter is part of Medicare or Social Security.