Supplements

What is Extra Help and how do I qualify for it in 2026?

Extra Help (the Low-Income Subsidy, or LIS) is a federal program that pays your Medicare Part D premium up to the regional benchmark, eliminates the …

What is the Medicare Savings Program?

MSP comes in four flavors based on income: QMB at 100% FPL pays Part A and Part B premiums plus Medicare cost-sharing; SLMB at 120% FPL pays the Part …

Why is my Medicare premium so high? — IRMAA explained

IRMAA stacks on top of standard Medicare premiums when your income passes a threshold. Standard 2026 Part B is $202.90 — but if your 2024 MAGI was …

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Chapter Advisory, LLC (“Chapter”) is a private health insurance agency. In California, Chapter does business as Chapter Insurance Services (Lic. No. 6003691). Chapter is not affiliated with or endorsed by any government entity. While Chapter has a database of every Medicare plan option nationwide and can help you to search among all options, it has contracts with many but not all plans. As a result, Chapter does not offer every plan available in your area. Currently, Chapter represents 50 organizations which offer 18,601 products nationwide. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.