See how much of your benefits may be taxed — based on 2026 federal rules
Step 1: Filing Status
This determines which thresholds apply to you
Step 2: Your Income Sources
Enter annual amounts. Leave blank if $0.
From your SSA-1099, Box 5. Include spouse's if filing jointly.
Traditional only — Roth doesn't count
Interest, dividends, capital gains
Municipal bonds — YES this counts!
Educational Estimate Only. This tool provides a simplified estimate of federal taxes on your Social Security benefits. It does not calculate your total tax liability. Actual results depend on deductions, credits, and other factors. Consult a tax professional for personalized advice.