:root{--navy:#152e62;--blue:#193e87;--gold:#eab342;--cream:#fbfaf7;--ink:#252b39;--muted:#4c5361;--line:#deded7;--teal:#21696d}*{box-sizing:border-box}body{margin:0;background:var(--cream);color:var(--ink);font:18px/1.6 system-ui,-apple-system,"Segoe UI",sans-serif}a{color:var(--blue);text-underline-offset:3px}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #1467c8;outline-offset:4px}h1,h2,h3,p{margin:0}h1,h2,h3{line-height:1.2;color:var(--navy)}h1{font-size:clamp(2rem,4.8vw,3.4rem);letter-spacing:-.035em;max-width:850px}h2{font-size:clamp(1.55rem,3vw,2rem);margin-bottom:16px}h3{font-size:1.3rem;margin-bottom:10px}p+p{margin-top:14px}.wrap{width:min(1120px,calc(100% - 40px));margin:auto}.draftbar{background:#fff0ba;color:#493b16;text-align:center;font-size:15px;padding:9px 20px;border-bottom:1px solid #d5bd67}.header{background:white;border-bottom:1px solid var(--line)}.header .wrap{display:flex;justify-content:space-between;align-items:center;gap:24px;padding-block:18px}.logo{text-decoration:none;font-weight:850;font-size:25px;color:white;background:var(--blue);padding:5px 12px;border-radius:8px;white-space:nowrap}.logo span{color:var(--gold)}nav{display:flex;flex-wrap:wrap;gap:5px 18px}nav a{display:inline-flex;align-items:center;min-height:44px;font-size:16px;font-weight:650}.skip{position:absolute;left:12px;top:-80px;background:white;padding:12px;z-index:5}.skip:focus{top:10px}.hero{background:var(--navy);padding:46px 0 42px;color:white}.hero h1{color:white}.hero .lead{max-width:760px;font-size:21px;margin-top:19px;color:#f0f3fa}.eyebrow{font-size:15px;letter-spacing:.09em;text-transform:uppercase;font-weight:750;color:var(--gold);margin-bottom:13px}.hero a{color:white}.crumb{font-size:16px;margin-bottom:20px}.section{padding:38px 0}.section+.section{padding-top:10px}.grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.card{background:white;padding:28px;border:1px solid var(--line);border-radius:15px;box-shadow:0 3px 10px #14233b05}.choice{display:flex;flex-direction:column;border-top:5px solid var(--gold);padding:30px}.choice p{color:var(--muted);margin-bottom:20px}.choice .button{margin-top:auto;align-self:flex-start}.button{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:12px 22px;border:0;border-radius:28px;background:var(--gold);color:var(--navy);font-family:inherit;font-size:17px;font-weight:700;line-height:1.35;text-decoration:none;text-align:center}.button:hover{background:#f3c568}button:disabled{opacity:1;cursor:not-allowed;background:#eceeea;color:#454d56;border:1px solid #cdd1ca}.hint{font-size:15px;color:var(--muted);margin-top:9px}.soft{background:#edf4f2;border-left:4px solid var(--teal);padding:22px;border-radius:8px;margin-top:24px}.soft h3{font-size:1.15rem}.simple{margin-top:20px;color:var(--muted)}.service{background:white;border:1px solid var(--line);border-radius:15px;padding:28px;margin-top:20px}.service-top{display:flex;justify-content:space-between;gap:24px;align-items:start}.price{white-space:nowrap;font-size:27px;font-weight:800;color:var(--navy);text-align:right}.price small{display:block;font-size:16px;font-weight:500;color:var(--muted)}.choices{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}.choices button{font-family:inherit;font-size:16px}.pill{display:inline-block;background:#e9f2ef;color:#1d5555;border-radius:20px;padding:3px 11px;font-size:14px;font-weight:700;margin-bottom:12px}.proposed{background:#fff0ba;color:#594512}.bio{font-size:17px;color:var(--muted)}.person{display:flex;gap:13px;align-items:center;margin-bottom:18px}.avatar{background:var(--blue);color:white;border-radius:50%;display:flex;align-items:center;justify-content:center;min-width:51px;height:51px;font-weight:800}.person h3{margin:0}.role{font-size:15px;color:var(--teal);margin-top:3px}.steps{list-style:none;padding:0;counter-reset:step;display:grid;gap:14px}.steps li{position:relative;padding:22px 22px 22px 70px;background:white;border:1px solid var(--line);border-radius:12px;counter-increment:step}.steps li:before{content:counter(step);position:absolute;left:20px;top:20px;width:32px;height:32px;display:grid;place-items:center;background:var(--gold);border-radius:50%;font-weight:750;color:var(--navy)}.steps h3{font-size:19px}.steps p{font-size:17px;color:var(--muted)}details{background:white;border:1px solid var(--line);border-radius:10px;margin:12px 0}summary{cursor:pointer;font-weight:700;color:var(--navy);padding:18px 22px;min-height:54px}details .inside{padding:0 22px 22px}.inside p,.inside li{font-size:17px}.sources{font-size:15px;color:var(--muted)}.sources li{margin:8px 0}.review{background:#fff8e7;border:1px dashed #a68a3e}.review summary{color:#5c4715}.footer{background:var(--navy);color:#e9edf6;padding:28px 0;font-size:15px}.footer a{color:white}.footer p{max-width:900px}ul{padding-left:22px}li+li{margin-top:7px}.rule{font-weight:650}.narrow{max-width:850px}.jump{display:flex;flex-wrap:wrap;gap:12px 22px;margin-top:18px;font-size:16px}.jump a{min-height:44px;display:inline-flex;align-items:center}.flow{display:flex;flex-wrap:wrap;gap:12px 24px;color:var(--muted);font-size:17px;margin-top:16px}@media(max-width:700px){body{font-size:17px}.wrap{width:calc(100% - 32px)}.header .wrap{display:block;padding-block:12px}nav{margin-top:9px;gap:4px 15px}nav a{font-size:15px}.hero{padding:30px 0}.hero .lead{font-size:19px}.grid{grid-template-columns:1fr}.card,.service,.choice{padding:22px}.section{padding:28px 0}.service-top{display:block}.price{text-align:left;margin-top:15px;font-size:25px}.price small{display:inline;margin-left:10px}.choices{display:grid;grid-template-columns:1fr}.choices button,.choice .button{width:100%}.steps li{padding-left:62px}.draftbar{font-size:14px}.person h3{font-size:21px}}@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important}}
.choices a{font-size:16px}.table-scroll{overflow-x:auto}table{width:100%;border-collapse:collapse;font-size:16px}th,td{text-align:left;padding:12px;border-bottom:1px solid var(--line)}@media(max-width:700px){.choices a{width:100%}}

.medicare-card{border-top:5px solid var(--gold)}.medicare-card .phone-button{background:var(--navy);color:white}.medicare-card .phone-button:hover{background:var(--blue)}
