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Quick-Reference Card · 2026 Edition

Medicare Part D:
What Changed in 2026

The $2,100 out-of-pocket cap and what it means for your prescriptions.

$2,100 OOP Cap/Year
$615 Deductible
$38.99 Base Premium
Dr. EdEd'">
Dr. Ed Weir, PhD
Former SSA District Manager · 20 Years Inside Social Security
Sergeant, USMC — once a Marine, always a Marine
Preview: Your 10-Point Checklist
2026
1
The $2,100 Out-of-Pocket Cap
2
Prescription Payment Plan (New)
3
Extra Help / Low-Income Subsidy
4
How to Compare Part D Plans
5
Part D Late Enrollment Penalty
6
AEP Timeline: Oct 15 – Dec 7
7
When You Can Switch Mid-Year
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2026 changes, Extra Help, and how to compare plans.

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