Free Cheat Sheet

The Citizens' Field Guide to Social Security Myths

12 political lies about Social Security — debunked with receipts from SSA, CBO, CRS, and U.S. Code. A 2-page tear-out card built for town halls, letters to Congress, and awkward family dinners.

12 Myths Debunked
2 Page Cheat Sheet
100% Primary Sources
ED
Compiled by Dr. Ed Weir, PhD — 20 years at the Social Security Administration, former Sergeant, United States Marine Corps, and host of the #1 YouTube channel covering Social Security, Medicare, and Medicaid. Every claim is cited to SSA, CBO, CRS, or U.S. Code. No opinions, no spin. Just receipts.

What's On the Card

Every myth on the sheet follows the same format. Simple. Scannable. Usable in 30 seconds.

01

The Lie

The exact claim, worded the way politicians and pundits actually say it.

02

The Truth

What's actually true, in plain English — no jargon, no hedging.

03

The Source

A primary-document citation — SSA, CBO, CRS, or U.S. Code — you can verify yourself.

04

All 12, One Card

Every myth on a 2-page printable sheet. Fits in a pocket. Bring it to the meeting.

The 12 Myths

Preview the first two. Grab the cheat sheet below to see all 12 with sources.

1
"Social Security is going bankrupt."
By law, Social Security cannot go bankrupt — it's funded by payroll taxes that keep coming in. Even in the worst-case 2025 Trustees projection, the program pays ~77% of benefits indefinitely without a single fix.
2
"Congress raided the trust fund."
The trust fund holds ~$2.7 trillion in special-issue Treasury bonds — the same kind of debt foreign governments and pension funds hold. Redeeming them is a legal obligation under 42 U.S.C. § 401.
+10
10 more myths debunked 🔒
Including bogus bankruptcy claims, immigration scapegoating, COLA myths, the "waste, fraud & abuse" dodge, and more. All with SSA, CBO, CRS, and U.S. Code citations on the 2-page cheat sheet.

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Common Questions

The stuff people ask before they hit download.

Is this partisan?
No. Every claim is cited to the Social Security Administration, Congressional Budget Office, Congressional Research Service, or Title 42 of the U.S. Code. Both parties spread myths about Social Security. We debunk all of them.
Who is Dr. Ed?
Dr. Ed Weir, PhD — founder of 24Help.org. He spent 20 years at the Social Security Administration, is a former Sergeant in the United States Marine Corps, and runs the #1 YouTube channel covering Social Security, Medicare, and Medicaid. He built this guide to put primary-source facts back in the hands of ordinary citizens.
Can I share the cheat sheet?
Yes. Please do. Forward the PDF, print it out, bring it to town halls. That's what it's for.
Is this financial advice?
No. This is a civic education guide about how Social Security actually works under current law. It is not personalized financial, legal, or tax advice. For decisions about your own benefits, consult SSA directly or a qualified advisor.
Will you sell my email?
No. We use your email to send you the guide and occasional updates from 24Help.org. Unsubscribe anytime with one click.